Putting life into your years…

September 24, 2012

“It’s not the years in your life, but the life in your years, that counts.” Adlai E. Stevenson) from the Jack’s Winning Words blog.

I’m old enough to know who Adlai Stevenson was. I even remember listening to him make speeches when he was a presidential candidate. He’s probably the smartest man that never got elected President; but then intelligence has never been required for political success.

Today’s quote is certainly a wake-up call to not waster the time that we have here on earth, but to pack as much living into that time as possible. You often hear people saying at funerals that, ”He (she) lived a good long life. If the funeral is for an older person it is true that he may have lived a long life and one can only hope that it was a good life – full of joy and laughter, adventure and wonder – a life lived to its fullest.

I think a big part of having a great life is having someone to share it with, someone to laugh at your jokes (no matter how lame) and go on those adventures with you. I have my life partner, Carolyn, and we can look back and laugh at lots of things that have happened to us on our adventures together. It’s sad to see the many people going through life without a traveling companion. Many have probably had a partner, only to lose them. That’s sad too, but at least they have the memories of those times together.

Probably the saddest are those who have never had a companion for the journey through life. I’ve met a few and have noticed that they are often very self-centered, since they have no one else to share things with.  Some are very interesting, since they’ve had the freedom to pursue things in life that others with more obligations might not experience. They’ll usually be more than happy to share stores (and pictures) of those solo adventures with whomever will listen.

But enough about sad stuff. Life is out there to be lived today; so, jump right in or grab your partner and get on with it. It the end of the day maybe you’ll be able to sit back with that significant other and have a good laugh.


Bits and Pieces to start the week…

September 10, 2012

Time to collect and comment on a few bits and pieces…

The 36th Annual Milford Home Tour is just a week away – next Saturday and Sunday. You can buy tickets at any of the houses, but tickets are also available ahead of time at several downtown Milford stores – Main Street Art, Acorn Farm and Your Nesting Place, as well as at the Milford Historical Museum (open Wednesday from 1 – 4 pm). Tickets are $15 ($13 for seniors). Make sure that you leave time to also see the Museum, the log cabin (on Huron St next to the firehouse) and the Pettibone Creek Powerhouse. There will be a map to all locations in the special Milford Times supplement that will be given with each ticket. Also plan on having lunch in Milford at one of our sponsor or support restaurants – Palate, Fresco Pizza, TequilaRitas, and Milford House. For all of the information about the Home Tour go to the Historical Society’s Web site – Milfordhistory.org.

Remember that on Sunday, the 16th, there will be a huge car show on Main Street in Milford and a vintage tractor show out at the corner of GM Rd and S. Milford Rd (in the parking lot of the Huron Valley State Bank). For information about how to get your car intot he Milford Car Show, go to the Car Show Web site.

This has been an amazing year for new restaurants in Milford. There have been five new eateries opened this year – Le Rendez Vous, Blue Grill, Tavern 131, Tequilaitas and Palate. One would be hard pressed not to be able to find a restaurant to love in Milford. There are styles/menus that span several regions from Mexican to Greek and Mediterranean to French to Italian to Thai to Chinese to American Grill. There are bars that specialize in martinis and bars with a variety of Margaritas. There are craft beers to be had as well as special teas and coffees for sipping. There are family restaurants and at least one place for adults only. Some are quiet little get-a-ways and some are teeming with noisy excitement, some with entertainment. If you haven’t been to Milford lately, it’s time to plan another trip to check out the newly expanded restaurant scene.

The stats for August are now posted on my Move to Milford web site and they show an improving market, especially in Milford itself.  Home prices are on the rise in Milford, especially in the Village, with homes now regularly selling for between $105 – 115/ Sq. Ft., and the Aug 2012 average at $125/Sq. Ft. That’s quite an improvement from Aug, 2011 at $96/ Sq. Ft. and Aug, 2010 at $83/Sq. Ft.  Much of the improvement is due to the very low inventory of homes for sale in the Village. You can check out all nine of the areas that I track on the Web site. If you want to see what your home might be worth, go to the Move to Milford Web site and click on the “What’s My Home Worth” choice on the top left corner and fill out the form. I’ll set up an appointment to visit your home and give you a market analysis.

Check into the Fall Programs at area locations. The YMCA, the Huron Valley Community Activities Program and the Milford Public Library all have published their Fall activities schedules. Links to those schedules are available on the home page of the Move to Milford web site. Check them out – there’s lots to do for the whole family.


Thinking about a life not lived…

August 26, 2012

I’m attending my 50th high school reunion in September. One is given pause to reflect on a life lived since high school, especially since the organizing committee had ask for a write-up about what you’ve been doing since high school. That was a daunting task – trying to summarize a life lived in a page or two.

I got to tell my stories of going off to college, meeting and wedding the love of my life, going off to exotic places (Iran) and dangerous places (Viet Nam), having children and a career in business, living in several states and finally settling in to Milford for a great life in the Village of Milford.

Recently I got an email from the reunion organizers listing people from our class that they could not locate and people that have died.  Sadly, my best friend from high school was among those listed as deceased. I was really sorry to hear that, since I was looking forward to talking with him about his life. I went off to college at the University of Illinois and he, on a full-ride scholarship headed off to Harvard. I only saw him briefly once after we both left, during the summer break between our freshman and sophomore years at college. He was struggling a bit with both the academic load and the fact that even having a full-tuition scholarship didn’t really cover the cost of going to Harvard. I guess I’ll never know how is life turned out, but he did live until a few years ago, so at least he had a life.

One of the other names that is on the deceased list was a guy I knew, but wasn’t really buds with in high school. From what I can tell he went off to Viet Nam and was an early casualty there. That started me thinking about the consequences of a life not lived. There was a romance and marriage that never took place and children that were not born. There was work that someone else did in his place, little league games that he didn’t get to attend,  a church pew just a little more empty because he was not there and so much more. Who can say for sure how his home town or state or even the nation might have been changed had he come home from that war. I suppose that the same “what if” thoughts can be had about any life that is cut short like that.

I’ve decided that I’ll not spend my time at the reunion guessing what might have been; there’s to much catching up to do on what actually was. I’ve been getting some indications from email and Facebook postings about the lives of some of my old friends from High School. Of course, I’m sure that none of our teachers from that era remain alive; which is a shame, since it would be nice to go back and thanks them for the start they gave me.  I’ll post again after the event to let you know how it went.


Inquiring minds want to know…

August 15, 2012
The recent severe downpour in MIlford and elsewhere in Oakland County left lots of people with flooded basements and maybe leaking roofs. It also left them with the ringing question…
If you have..
BASIC COVERAGE
There are 11 initial causes of damage that are covered –
Fire                                                      Lightning
Explosion                                            Windstorm or hail
Smoke                                                     Aircraft or vehicles
Riot or civil commotion                       Vandalism
Sprinkler leakage                                Sinkhole collapse
Volcanic action
Read your policy because carriers can limit or exclude how the coverage applies.
BROAD COVERAGE
The 11 above listed causes as well as 3 more covered–
Falling objects                                     Weight of ice, sleet or snow
Accidental water damage
Carriers have a duty to include coverage on this form.  If it is not included, it is not covered.
SPECIAL COVERAGE
Also known as “all risk.”
However, there are numerous exclusions which can include government action, nuclear hazard, war and military action, water damage (flood), fungus and pollution.
Carriers have a duty to specifically exclude coverage.
Remember, when a carrier is processing your claim, they will always go back to the original cause of the claim. If the roof leaks and it is due to wear and tear, it is not covered. However, if it was hit by lightning and caused the flooding inside the home, the original cause is lightning and it is covered.
The content for this post provided by Annette White, Insurance Consultant for the Insurance One Agency. Contact Annette at 248-795-9152.
 

ROI, SCHMAR-OI, it’s not about return

July 24, 2012

I saw a post (a Tweet as it were) on Twitter by a supposed Social Media Guru recently lamenting the lack of a way to definitively measure the ROI of efforts by companies to use Social Media to further their marketing goals.  My first reaction was – GOOD, I’m glad that there is no way to measure the ROI of becoming engaged in Social Media. In fact, I hope that the lack of an ROI discourages those who are trying to use it for commercial gain to give up and wander away, Tweeting to themselves as they go

Social Media was not invented for use by companies to push products, at least not initially and not directly. There was a pragmatic recognition that some form of revenue generation had to go on to support the ongoing development and operation of the site. Most started by setting aside some screen real estate for ads and a way to make a buck. Eventually most of the successful Social Media sites moved to add other revenue generating features to their sites – games and other opportunities to spend money with them or to push products.

There are few sites left that still pursue the innocent (the ad people would say naive) goal of just giving users a place to meet and exchange messages or pictures or whatever with each other. There’s no ROI in that and you know what – the users don’t care.  That’s not what it’s about for them.

One reason that there is no apparent ROI is that we’ve become a society with an amazing ability to tune out the junk that we don’t want to see hear or read. The Madison Avenue types have tried all sorts of tricks to force us to read their ads or click on their ads – there are sticky sites that capture your cursor and won’t let you leave. There are the sites that try to force you to sit through their ad video before they show you the video you are trying to see and there are many other tricks. I usually click all the way out or stop the browser, if I have to, to avoid these traps. It’s a huge waste of time.

So, there is no easy way to measure an ROI for social media. I’m OK with that. That’s not what it should be about. The “return” that social media users get from participating is measured in the relationships that they create or reinforce within the small circle of people that they are trying to reach. That’s enough return for them and for me.

 


Don’t miss the Granny’s Attic Sale

July 13, 2012

 

Granny’s Attic

When you come out for the Summer Palooza in downtown Milford today and tomorrow, don’t miss the Granny’s Attic Sale being run on the front lawn of the Milford Historical Museum at 124 E. Commerce Rd, just one block east of Main Street in Milford. The sale is run by Duane Freitag, a local antiques dealer and member of the Milford Historical Society. Duane makes his living doing estate sales and dealing in antiques. During the course of the year he assembles quite an eclectic collection of items from those estates and donates them to the Milford Historical Society for the Granny’s Attic Sale.The sale isn’t like a typical garage sale. There are no clothes or baby clothes, just household items, furniture and antiques and collectibles. For more information on the sale and to see pictures of some of this year’s sale items click here.


The disservice of an entitlement mentality…

July 9, 2012

I always cringe a bit whenever I hear someone start a sentence with “It’s my right…” So many times the person is not really talking about a right, but rather a privilege or maybe even a charitable act; yet a mentality of entitlement has taken over in America and that person now believes somehow that they have a right to that privilege or that charity.

Such mentality, I believe creeps into the day-to-day lives of some in the form claiming some form of right to ignore rules and laws, especially traffic laws. There appear to be people who don’t believe that traffic signs or speed limits apply to them. It’s somehow their right to ignore them.  I encountered such a dunderhead this past weekend at a shopping mall. The mall is repairing and repaving a part of the parking lot and so they had one of the entrances partially blocked off. With barricades and clear signage they had designated the lane that was still open as an entrance only. Big, clearly visible one-way signs pointed in. Yet as I tried to enter there sat the dunderhead (and a couple more idiots behind him} who had chosen to exercise their “right” to use that lane as an exit. And they got mad at me for trying to enter, honking and shaking fists. I could see them mouthing, “I’ve got a right to be here, too.”

I see examples of people completely ignoring stop signs all the time in my neighborhood or parking big, long-bed, crew cab trucks in parking slots that are marked “Compact Cars Only”, thus partially blocking traffic by sticking way out into the roadway. I’m sure that most of these people have evaluated the relatively low probability of ever getting a ticket for their miscreant behavior and that adds to the entitlement mentality that starts out with the thought that whatever the rule or law, it just doesn’t apply to you, because “It’s my right to park here.”

The truth is that you have a few fundamental rights that were granted to all citizens in the Constitution and the Bill of Rights, plus a few more that have been codified into law as rights of all citizens. Most of the rest involves privileges that were granted by law or hand-outs that happen because the government or someone has taken pity on those in need. They are not rights and can be taken away at will.

So, the next time you start off a sentence with ‘”I have a right”, stop and think about it. Do you really or have you just decided that you are somehow entitled.  Remember that I have the right to call the Ordinance Enforcement Officer the next time I see your big truck parked in the Compact Cars Only area; and that’s a right that I will exercise.


On-line shopping frustrations…

July 7, 2012

Recently my wife and I spent a few hours in several stores looking for a bed skirt (dust ruffle, if you prefer) with a 20” drop. We raised our bed so that our dog Sadie could crawl under it easier when she gets scared by fireworks or thunder.  So now we need a 20”-drop bed skirt. Try finding that in your general purpose stores like Walmart or Target or Kohl’s. They carry all sorts of standard 14” and 15” drop bed skirts for all sizes of beds, but not 20” drops.

Unlike many people who I know, I generally like shopping for things on-line. It’s really amazing how you can find even the most obscure stuff for sale somewhere by someone. Sometimes that can be a problem, especially since you have no idea if those someone’s are honest or not or whether they will actually deliver the product or stand behind it if it needed to be returned.  That’s where big, trusted aggregators’ sites like eBay and Amazon come in. They supposedly create a trusted shopping environment that takes care of things like payments and returns and disputes.

So, off I went on my on-line search for 20” drop bed skirts. Just type that into Google or Bing and you’ll get lots of responses. Many of the sites that popped up I the results didn’t really have bed skirts with 20” drops, just lots of regular bed skirts. That’s one drawback of the search engines – they don’t always do a good j0ob of filtering out things to match your exact search input. After some human filtering I found what looked like a good deal on what I was looking for on eBay. They had 20” drop bed skirts in the size that I need in stock and at a reasonable price.

I tried to buy the bed skirt, but had to end up abandoning the shopping cart (hear that eBay, another abandoned shopping cart) because the eBay shopping cart application insisted on not allowing me to check out unless I acknowledged that I had earlier set up an account with the same email address that I tried to use this time.  I vaguely recall signing up for an account many months ago, while trying to buy something else; but, I have long since forgotten what password I might have used. Besides that, I checked the box that said that I wanted to check out as a Guest and not using my account. I left and the bed skirt went un-purchased (hear that eBay bed skirt purveyor).

I suppose that I could have gone back and checked out as a Guest using another email address (like many people I’ve ended up with 3-4 email accounts), but the point was and is that eBay’s system is not customer friendly. If the app asked me on the way into the checkout process if I wanted to check out as a Guest, it should have allowed that, no matter what my email address. Had the shopping cart app even given me another chance to refuse to sign into my account and check out as a Guest, instead; I would have completed the purchase. But, because the eBay Shopping Cart app insists that I sign into an account that I really don’t need or care about any more and will not let me proceed unless I do; I will find my bed skirt elsewhere.

There’s a lesson in here for eBay and other on-line sites. You still need to provide a customer-centric shopping experience, not one that forces the customer to bend to your needs or rules. I appreciate that you have a record of my last visit in your database and that I might have even signed up for an account at some time in the past; however, this is now and I just wanted to get in and out and be done with this shopping trip as quickly and easily as possible (sort of like at a real store). If you keep throwing up a bunch of roadblocks just to meet your own needs; as they say in New Jersey – Furgetaboutit!

I get Website Magazine, because I’m a Webmaster myself for five informational sites (as opposed to the transactional sites that I’m writing about here). The latest issue talks about shopping cart abandonment as the biggest problem facing internet merchants. According to the story in Website Magazine 70% of shopping carts are abandoned before the transaction is completed. I wonder how many are abandoned for something as stupid as my experience with eBay. Have any of you had similar experiences you’d like to share?


Of self-proclaimed experts and coaches…

July 5, 2012

I have observed with interest and amusement lately as some of the people who I have encountered proclaim themselves to be experts on one thing or another. In many cases they point to absolutely no formal education or even training by any recognized institution, just a flash of self-actualization that has given them the confidence to proclaim that they can help others because of their new-found “expertise.”

Many of these people have started personal services businesses based around this expertise and have taken on the self-anointed title of “Coach” for whatever it is that they now feel is their life calling. Some are Health Coaches, some are Life Coaches; some proclaim themselves to be e-Marketing Coaches or Search Engine Optimization Coaches or Social Networking Coaches or maybe just Business Coaches. Almost none of them have college degrees in whatever it is that they are coaching and some may be inadvertently offering incorrect advice or potentially dangerous products out of ignorance of the field within which they have chosen to coach.

Now, I have nothing against someone with some proven and demonstrable skill or expertise trying to help someone else, even if they charge for it. However, I would like to see some proof of some level of education or training on the subject at hand. That education or training should also have more weight than some of the “certification” courses that I’ve seen in the real estate world. Someone who pays a couple of hundred bucks to sit through a day or two of classroom lectures that are mainly focused upon terminology and common sense advice should not be too prideful of the “Certified Whatever” that they are told they can use on their business cards  because they attended the course.

Many of these coaches stress their role as an accountability partner for the person being coached. They take responsibility for the role that your mother or father or spouse used to have – cajoling you to actually do what you committed to do. There is a value in that, I suppose. I’m as guilty as the next person of letting myself off the hook occasionally on commitments. So if you  just need someone to kick you in the behind to get you going, or keep you going, look for a coach.

I suppose that I could classify the mentoring that I do at the real estate office as a form of coaching; however, since real estate is a job with surprises and new learning experiences in every deal, I have never felt that I’ve had enough experiences in my 10+ years in the business to take on the self-proclaimed title of Coach. The role of Coach in a real estate brokerage is really vested in the Broker for that company and perhaps the senior office managers that are designated for each sales office. Maybe I could be an Assistant Coach in that setting.

Next time you meet one of these self-proclaimed coaches, maybe you  should ask them, “So, Coach, what degrees do you have in this field or what training have you been through to prepare you for this role?” A good follow-up line might be, “Explain to me the methodology that you use in your coaching approach to this field.” If “the school of hard knocks” is the primary source of the expertise being claimed by the Coach and the methodology is that you just sit and talk about it with the coach; think about whether that is what you really need or not. If they claim that they will be bugging the heck out of you to meet the commitments that you make with them, be honest with yourself about whether you need that and want that.

There are some really good, well-educated or trained coaches out there in many fields. Make sure you know what kind of coach you are getting before you sign up to be on his/her team.


A local effort to help with a national problem…

June 27, 2012

I recently had lunch with a member of the Board of Directors of a local organization called Onward March. This is a group right here in the area (at 2655 Oakley Park Rd in Commerce, MI) that has taken upon the itself the mission of trying to help veterans who are returning from service in Iraq and Afghanistan (or elsewhere)  and need to transition back into civilian life. The biggest need is for jobs for these ex-soldiers, many of whom have great skills that they learned in the military and all of whom have been through life-changing experiences that force one to mature quickly.

One key idea behind this organization is that of helping many of these vets become entrepreneurs, to start small businesses of their own; businesses which hopefully will add to employment. The group supplies mentoring and coaching to help these budding business men and women get started and understand better how to function in the business world. There are also targeted placement services trying to match up vets with jobs in the community. Finally the group is running a business incubator at their facility which provides office space, infrastructure and coaching/mentoring for the start-up companies until they can get on their feet.

The problem of returning vets not being able to find work has become alarming, with approximately 248,000 recent veterans without jobs this summer. There are many cases right here in our own community. Organizations like the AmVets and VFW do what they can to help, but most of their efforts are focused upon short term needs like providing food and shelter. Only through programs that provide jobs will these bets get back on their feet in civilian life.

As a vet myself, I can recall the hostile environment that my generation of Viet Nam vets returned to in the 60’s and 70’s. You almost had to sneak back into town if you had been to Viet Nam, what with all of the anti-war protests and anti-military sentiment at the time. I was probably lucky not to be cashiered out right after I got back from Viet Nam and even luckier to have gone through OCS training and getting my commission. I left the Army at the rank of Captain and had just come off a good assignment teaching data processing systems analysis; so, I was able to get a job selling computers for Burroughs (a company that Ernie Harwell might say is lo-o-o-o-o-ng gone).

Today’s returning soldiers are at least greeted as returning heroes, but that doesn’t translate very often into an immediate job opportunity. Many of the vets getting out today have families, as we did back in the Viet Nam era. Some of the vets may suffer from war wounds, either seen or out of sight (or within).  From what I read elsewhere the country isn’t doing all that good of a job in providing care for those with war –related needs, so that just adds to the problem.

I don’t know if Onward March will be successful or not, but at least they are trying. You can read more about them at their web site www.onwardmarch.org . I’m sure that they could use more help (mentors and coaches and the like) and they certainly can use more money (there is a donation page on the site). With the 4th of July coming up, it’s probably a good time to remember that what we are celebrating on that day – Independence Day – go all the way back to the original founding fathers/soldiers that got this nation started.  So go to the Onward March site and check them out, then do what you can to help them out. We can’t solve this problem at a national level, but we can sure do something about it locally.